Affordable Apartment Living West of Fort Worth: White Settlement, Benbrook & Saginaw

By Alexander Concepcion

Living west of Fort Worth offers a mix of lower housing costs, job opportunities, and access to outdoor activities. Here’s what you need to know:

White Settlement: Affordable rents starting under $700, close to major employers like Lockheed Martin and NAS Joint Reserve Base.
Benbrook: Known for its lake views and outdoor activities, with rental options ranging from $742 to $4,939.
Saginaw: A growing town with modern apartments, family-friendly neighborhoods, and easy access to major highways.

These areas provide a quieter lifestyle, more space, and proximity to Fort Worth’s amenities. However, commuting challenges and car dependency are common trade-offs. Choose based on your priorities: affordability, outdoor living, or family-friendly communities.

White Settlement: Budget-Friendly Living Near Employers

White Settlement stands out as an affordable option for renters looking to live near Fort Worth without breaking the bank. Spanning just 5 square miles, this community offers a cost-effective lifestyle while keeping you close to major employers and urban conveniences.

Affordable Apartment Choices

If you’re on the hunt for budget-friendly rentals, White Settlement has plenty to offer. Here’s a breakdown of average monthly rents:

One-bedroom apartments: Starting at $448
Two-bedroom units: Around $1,312
Three-bedroom apartments: Typically $1,556
Studios: Averaging $1,150

Overall, the average rent sits at $1,103. For those looking to save even more, winter months (December through March) often bring lower prices due to reduced demand. With 719 rental listings available, options range from basic older units to apartments with utilities included, and some rentals even fall under $700 per month. This makes White Settlement a practical choice for anyone seeking affordable housing near Fort Worth.

Convenient Commutes for Professionals

White Settlement’s location is a major perk for working professionals, especially those in aerospace, manufacturing, and government roles. For instance:

Lockheed Martin employs 18,000 people locally and reported $71.0 billion in net sales in 2024. Its F-35 production program underscores its prominence in the industry.
NAS Fort Worth Joint Reserve Base provides jobs for 11,000 people and contributed $4.8 billion to the Texas economy in 2023.
The area also offers opportunities in aircraft, automotive, and pharmaceutical manufacturing, catering to both blue-collar workers and skilled professionals.

This strategic location makes White Settlement an ideal spot for those who want to minimize commute times while staying close to major employers.

Community Living and Amenities

White Settlement isn’t just about affordability and job proximity – it also offers a welcoming community feel. Many apartment complexes come with features like pet-friendly policies, furnished units, in-unit washer and dryer connections, and private balconies. For added convenience, apartments with bundled utilities cost between $1,103 and $1,556, making it easier to manage monthly expenses.

The compact size of the community ensures easy navigation, helping residents stay connected with local businesses and neighbors. Plus, its proximity to Fort Worth means you can enjoy the perks of suburban living – like a quieter environment and lower costs – while still having access to the amenities and job opportunities of a larger city. This balance makes White Settlement an attractive option for professionals, military personnel, and anyone looking for affordable suburban living with a strong sense of community.

Benbrook: Lake Living and Outdoor Access

If you’re exploring affordable living options in West Fort Worth, Benbrook offers a unique mix of scenic beauty and reasonable rental prices. While White Settlement is known for its budget-friendly appeal, Benbrook sets itself apart with its lakeside charm and abundant outdoor activities. Located less than 20 miles south of Fort Worth, this community of around 25,000 residents combines a laid-back lifestyle with easy access to some of the area’s top recreational spots – all without breaking the bank.

Close to Benbrook Lake and Trails

At the heart of Benbrook lies Benbrook Lake, a hub for outdoor enthusiasts. The lake is surrounded by trails, parks, and campgrounds, making it easy to enjoy weekend adventures just steps from your apartment. Beyond the lake, the area boasts additional parks and golf courses, creating a haven for those who love to stay active.

What’s great about Benbrook is how seamlessly outdoor activities fit into daily life. Whether it’s sipping your morning coffee before heading out for a jog or taking an afternoon hike, you won’t need to drive far to find green space. This convenience pairs perfectly with the quieter, more affordable lifestyle that defines the western edge of Fort Worth.

Apartment Options and Pricing

Benbrook’s rental market offers a range of options to suit different budgets. On average, you’ll find one-bedroom apartments for about $1,036, two-bedroom units for $1,351, and three-bedroom spaces for $1,793.

For those seeking modern amenities, upscale communities like Cortland Benbrook and Avalon Benbrook deliver. Cortland Benbrook offers rents ranging from $1,055 to $4,939, depending on the unit’s features and layout. Residents enjoy resort-style perks like sun decks, a leash-free bark park, and private outdoor spaces such as balconies and patios, perfect for soaking in the area’s natural beauty. Inside, units include walk-in closets and upgraded kitchens.

Avalon Benbrook provides one-bedroom apartments starting at $1,238, two-bedroom units from $1,641, and three-bedroom spaces beginning at $2,405. These apartments feature granite countertops, stainless steel appliances, and select units include balconies or patios. The community also offers a fitness center and a WAG Pet Park, catering to renters who value both comfort and outdoor living. Both complexes are pet-friendly, making them a great fit for animal lovers and active individuals.

Who Should Consider Benbrook?

Benbrook is a fantastic choice for nature enthusiasts and families looking for a slower pace of life. The area’s crime and safety rating of 74.3 out of 100 adds to its appeal, with many residents feeling comfortable taking evening strolls. The community is steadily growing, with an annual population increase of about 2%, yet it retains its small-town charm.

This location is ideal for renters who value outdoor recreation, family-friendly neighborhoods, and a sense of community over nightlife or extensive public transit options. With a median home value of $309,851, Benbrook offers a more affordable alternative to larger cities while maintaining a high quality of life. For professionals willing to trade a slightly longer commute for lakeside living and easy access to nature, Benbrook is a great balance of affordability, safety, and outdoor enjoyment.

Saginaw: New Apartments in a Growing Town

Just north of the West Loop, Saginaw has transformed into a vibrant spot for families and professionals looking for modern, affordable living options. With an average rent of $1,395, the town offers competitive pricing while maintaining easy access to major employment hubs. The surge in new rental communities highlights Saginaw’s rapid growth.

New Buildings and Modern Features

Developers in Saginaw are rolling out rental communities packed with features designed to meet the needs of today’s renters. Tricon Saginaw offers 3- and 4-bedroom homes equipped with granite countertops, stainless steel appliances, attached 2-car garages, and smart home technology. A flagship 4-bedroom home here rents for $2,779 per month and includes competitive lease incentives.

For those seeking apartments, Cobalt Apartments provides 1- and 2-bedroom units with designer color schemes, granite countertops, stainless steel appliances, and spacious walk-in closets. The property also boasts a swimming pool, a fitness center, and a dog park for added convenience.

The Grand at Saginaw stands out as a premier residential community, offering flexible options ranging from studios to 3-bedroom apartments. Amenities include stainless steel appliances, spacious bedrooms, swimming pools, BBQ areas, and pet parks. Their mission statement says it all:

"Welcome to Grand at Saginaw, a premier residential community that offers the perfect blend of comfort, convenience, and style."

These modern amenities are paired with family-friendly features, making Saginaw an appealing choice for households of all sizes.

Family-Friendly Neighborhoods

Saginaw has gained a reputation as a family-oriented community thanks to thoughtful neighborhood designs and amenities tailored for households with children. Many homes feature private yards and gated access to ensure security and peace of mind.

Range West exemplifies this family-first approach:

"At Range West, coming home feels like you’re on vacation. With impressive finishes and resort-quality amenities, our apartments make it possible to live beyond your expectations."

The community offers open-concept layouts, modern appliances, and clubhouse facilities. Pricing remains accessible, with two-bedroom apartments ranging from $1,237 to $2,362 depending on location and amenities. For budget-conscious families, Ashton Apartment Homes provides 1- and 2-bedroom options priced between $1,029 and $1,839 per month. These units include high-speed internet and access to pools and dog parks.

Saginaw’s family-friendly atmosphere is further enhanced by its excellent transportation links.

Location and Getting Around

Saginaw’s location makes it a commuter’s dream within the Dallas–Fort Worth metroplex. The town is close to major highways like Loop I-820, Interstate 35 West, Interstate 30, and Interstate 20. Plus, DFW International Airport is just 24 miles away.

Public transportation is another strong point. Bus Route 012 connects Saginaw to Fort Worth in about 44 minutes, while the Trinity Railway Express (TRE) provides rail service between Fort Worth and Dallas. The TEX Rail project – a 27-mile commuter rail line – links downtown Fort Worth to DFW Airport, offering an easy way to reach key destinations across Tarrant County.

This well-connected transit network supports the affordable and vibrant lifestyle that has become synonymous with West Fort Worth living. Residents enjoy the quiet charm of Saginaw’s neighborhoods while staying connected to jobs and entertainment across the metroplex.

Community	Unit Types	Rent Range	Key Features
Tricon Saginaw	3–4 Bed Homes	$2,699–$2,779	Smart home tech, 2-car garages, granite counters
Cobalt Apartments	1–2 Bed	Not specified	Designer finishes, dog park, fitness center
Grand at Saginaw	Studio–3 Bed	Varies	Multiple floor plans, resort amenities, pet-friendly
Ashton Apartment Homes	1–2 Bed	$1,029–$1,839	Budget-friendly, high-speed internet, pools

Who Should Rent West of Fort Worth?

The neighborhoods west of Fort Worth are ideal for renters seeking affordability, space, and a close-knit sense of community. Whether you’re a working professional, a family, or someone who enjoys outdoor living, there’s a neighborhood here that fits your lifestyle.

Working Professionals

If you’re working at Lockheed Martin, you’re in good company. With around 18,000 employees at the Lockheed Martin Aeronautics Air Force Plant #4 in Fort Worth, the demand for housing in nearby areas is strong. White Settlement stands out as a top choice, thanks to its proximity to the facility – just a 16-minute drive from Sansom Bluff Apartments.

White Settlement offers budget-friendly options, with average rents of $1,108 and even some apartments under $700. While the area is car-dependent (Walk Score: 38, Bike Score: 36), it provides a practical solution for professionals seeking a short commute. The added bonus? Above-average schools make it a solid pick for those planning for the future.

But it’s not just professionals who find these neighborhoods appealing – families and nature lovers will also find plenty to love.

Families and Nature Lovers

For families and outdoor enthusiasts, Benbrook is a standout. This community boasts over 1,000 acres of parkland, providing easy access to lakes, hiking trails, and fishing spots. If weekend adventures are on your priority list, Benbrook delivers. Apartments here range from $742 to $4,939 per month, offering options for various budgets. Plus, with a median home price of $330,000 – lower than the Dallas-Fort Worth-Arlington area median – it’s an attractive option for families considering homeownership down the line.

Saginaw is another family-friendly gem. Known for its modern amenities and growing community atmosphere, it’s a great place for families seeking a welcoming environment with newer housing options.

And if you’re a blue-collar worker, these neighborhoods provide unique advantages as well.

Blue-Collar Workers

For blue-collar workers, the western communities of Fort Worth offer a winning combination of affordability and convenience. White Settlement, in particular, shines with its proximity to military and industrial facilities, making it easier to keep commute times short and housing costs low. Rental options here are some of the most affordable in the area, with prices starting under $700.

These neighborhoods also cater to families, offering quality schools and a stable, residential feel. For shift workers, the quieter streets and easy highway access make daily life a bit easier, while ample parking adds another layer of convenience.

From short commutes to scenic parks and family-friendly vibes, the west Fort Worth area has something for everyone. Whether you’re drawn by affordability, outdoor activities, or a strong sense of community, there’s a neighborhood here that fits your needs.

Renter Type	Best Neighborhood	Key Benefits	Average Rent Range
Lockheed Martin Employees	White Settlement	16-minute commute, budget-friendly	$700–$1,108
Outdoor Enthusiasts	Benbrook	1,000+ acres of parkland, lake access	$742–$4,939
Growing Families	Saginaw	Modern amenities, family-friendly vibe	–
Blue-Collar Workers	White Settlement	Industrial proximity, affordable options	Under $700–$1,108

Pros and Cons of West Fort Worth Living

Choosing to live in West Fort Worth comes with its own set of trade-offs. While the area offers affordability and more space, it does require some compromises in terms of urban conveniences and commute times.

One of the biggest draws is value. The average rent in West Fort Worth is $1,421 – well below the national average of $1,749 – and you’ll generally find more living space for your money compared to downtown. For families, the area also provides access to better-funded schools and community amenities. For instance, White Settlement features 200 acres of developed parks, including Central Park and the SplashDayz waterpark.

On the downside, commuting can be a headache. Residents spend over 80 hours annually stuck in rush-hour traffic, and the area’s transit score is a low 22/100, making car dependency a reality for most. Severe weather, including storms and tornado risks, adds another layer of challenge, while ongoing construction projects contribute to traffic delays and safety concerns. In 2023 alone, Fort Worth recorded 13,400 car accidents, ranking it fifth among Texas cities. Additionally, while Texas doesn’t have a state income tax, high property taxes in the area can chip away at the savings.

Comparison Table

Advantages	Disadvantages
Affordability: Rent averages $1,421 vs. $1,749 nationally	Long commutes: Over 80 hours annually in rush-hour traffic
More space: Better value per square foot than downtown	Limited transit: Transit score of just 22/100
Better schools: Lower student-to-teacher ratios, more funding	Car dependency: Few public transportation options
Community feel: Easier to connect with neighbors	Weather challenges: Heat, storms, and tornado risks
Recreation access: Parks and outdoor amenities	Construction delays: Ongoing projects disrupt traffic
Lower crime: Safer than Dallas, Austin, and Houston	Higher property taxes: Can reduce overall savings

Whether West Fort Worth is the right fit depends on your priorities. If having more space, affordable housing, and a strong sense of community outweighs the need for urban conveniences, this area offers a compelling option. However, the trade-offs – like longer commutes and weather risks – are worth considering.

Conclusion: Final Thoughts and Next Steps

Wrapping up the insights shared above, living in west Fort Worth offers a mix of affordability, space, and a welcoming community atmosphere. Neighborhoods like White Settlement, Benbrook, and Saginaw present great options for renters who want to save on costs without giving up access to employment hubs and outdoor activities. White Settlement stands out with its budget-friendly one-bedroom and studio apartments, making it especially appealing for those working near military bases or industrial centers.

Each area shines in its own way. Benbrook is perfect for those who love the outdoors, offering scenic views near Benbrook Lake and plenty of hiking opportunities. Meanwhile, Saginaw caters to families and young professionals with its modern apartment complexes and updated amenities. Together, these neighborhoods strike a balance between a strong sense of community and proximity to jobs and recreation.

Your decision ultimately depends on what matters most to you. If you’re looking for more space, lower rent, and a quieter environment over the hustle and bustle of city nightlife, these areas deliver excellent value. While there might be a few trade-offs, many renters feel the benefits far outweigh the downsides.

If this sounds like the lifestyle you’re aiming for, we’re here to help you find your next home. Taco Street Locating offers free apartment locating services in White Settlement, Benbrook, and Saginaw. From personalized consultations to arranging tours, we’ll help you find a place that fits your budget, commute, and lifestyle.

Reach out to Taco Street Locating today to kick off your apartment search and uncover the best deals in west Fort Worth’s most affordable neighborhoods. Let’s find your perfect home!

FAQs

What are the pros and cons of living in White Settlement compared to Benbrook and Saginaw?

Living in White Settlement comes with the perk of affordable, older apartments and easy access to jobs in military and industrial sectors. That said, it doesn’t offer as many amenities or services as some nearby neighborhoods.

In Benbrook, you’ll discover apartments surrounded by natural beauty, including Benbrook Lake and nearby hiking trails – an excellent spot for outdoor enthusiasts. Meanwhile, Saginaw is a growing suburb with a family-friendly vibe, offering more modern apartment options.

If staying on a budget and being close to work are your priorities, White Settlement is worth considering. For those who crave outdoor adventures, Benbrook is a great fit. And if you’re after newer housing in a suburban, family-oriented setting, Saginaw might just be the perfect match.

How do rental prices and amenities in Saginaw compare to those in Benbrook?

Saginaw’s newer apartment complexes typically offer monthly rents between $1,400 and $2,100. These properties often include modern perks like stainless steel appliances, resort-style pools, and updated interiors. They’re a great option for renters who want a mix of affordability and a touch of luxury.

On the other hand, rentals in Benbrook tend to average around $2,600 per month. These homes emphasize spacious layouts and family-friendly features. Many are situated near scenic areas like Benbrook Lake, providing a quieter, nature-focused lifestyle.

For those prioritizing affordability paired with modern conveniences, Saginaw could be the better fit. But if you’re drawn to larger spaces and a more upscale, family-oriented vibe, the higher price tag in Benbrook might be well worth it.

How can I balance affordability and commute times when choosing an apartment west of Fort Worth?

Finding the right balance between affordability and commute times really comes down to your priorities. Neighborhoods such as White Settlement, Benbrook, and Saginaw provide housing options that are easier on the wallet, along with more room to stretch out. That said, commuting to central Fort Worth from these areas usually takes about 25 to 30 minutes.

If having lower rent and more living space tops your list, these neighborhoods could be a solid fit. Just make sure to weigh factors like where you work, your daily routine, and how much time you’re okay with spending on the road. Ultimately, it’s about tailoring your choice to suit your lifestyle.