Cross Creek Ranch in Fulshear, TX, offers a master-planned community blending suburban comfort with nature-focused living. Located 30 miles west of Houston, it features homes priced from the mid-$300,000s to over $1 million, catering to families, professionals, and active adults. Key highlights include:
- Amenities: Multiple pools, fitness centers, 60+ miles of trails, stocked lakes for fishing, and the Italian Maid Café.
- Schools: Zoned to top-rated Katy ISD and Lamar CISD schools, with four on-site campuses.
- Builders: Options include Perry Homes, Highland Homes, Tri Pointe Homes, and more, offering styles for various budgets and preferences.
- Commute: Convenient access to FM 1093, Grand Parkway (99), and Westpark Tollway, with a 20–30 minute drive to the Energy Corridor.
- Lifestyle: Family-friendly events, outdoor recreation, and a mix of modern convenience with natural surroundings.
While it offers high-end amenities and scenic beauty, factors like premium pricing, HOA fees, and commute times may be considerations. This community is ideal for those seeking suburban luxury with outdoor appeal.
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Location and Commute Access
Cross Creek Ranch sits in Fulshear, Texas, along FM 1093. This community is a popular choice for West Houston professionals and families looking for excellent schools and a comfortable suburban lifestyle.
The expansion of the FM 1093 tollway has turned what used to be a congested road into a far smoother commute. Add to that its close proximity to major routes like Grand Parkway (99) and Westpark Tollway, and you’ve got a location that’s well-connected. Let’s break down the commute options in more detail.
Major Roads and Commute Times
FM 1093 runs through the heart of Cross Creek Ranch, making it the main route for residents heading to Katy and other areas to the east. The tollway section is especially handy during rush hour, offering a quicker alternative.
Grand Parkway (99) is just 5–7 minutes to the east. This major loop connects residents to areas like Sugar Land and The Woodlands while providing a convenient way to bypass busier roads closer to downtown Houston.
Westpark Tollway, accessible via FM 1093, is another key route. It offers a direct path into the Energy Corridor and West Houston, often serving as a better option than Interstate 10 during peak traffic times.
Here are some typical commute times from Cross Creek Ranch:
- Energy Corridor: 20–30 minutes under normal conditions
- Katy Asian Town: About 15 minutes
- Downtown Houston: 35–45 minutes in light traffic, though rush hour can add time
- Texas Medical Center: 40–50 minutes
- Sugar Land: 25–30 minutes via Grand Parkway
While commute times may vary based on work locations, many residents feel the extra drive is worth it for the spacious homes and suburban amenities that Cross Creek Ranch offers.
Shopping, Dining, and Entertainment Nearby
In addition to convenient commutes, residents have access to a variety of nearby shopping, dining, and entertainment options. Whether it’s running errands or planning a weekend outing, there’s something for everyone:
- LaCenterra at Cinco Ranch: Just a 10-minute drive, this spot offers restaurants, retail stores, a Cinemark theater, and community events.
- Katy Asian Town: Located near Grand Parkway and I-10, it features Asian restaurants, bakeries, and grocery stores like H Mart.
- H-E-B: A full-service supermarket right on FM 1093, with other options like Kroger and Target nearby.
- Typhoon Texas: A water park just minutes away, perfect for family fun during the summer.
- Golf Courses: Meadowbrook Farms Golf Club and Weston Lakes Country Club are both close by for golf enthusiasts.
- Historic Downtown Fulshear: Enjoy small-town charm with local restaurants, antique shops, and community events.
- Katy Mills Mall: About 20 minutes away, this mall offers outlet shopping, dining, and entertainment.
Cross Creek Ranch strikes a thoughtful balance between modern conveniences and the tranquility of suburban living. With its well-planned infrastructure, spacious homes, and proximity to shopping and work hubs, it’s a community that blends practicality with an elevated lifestyle. Whether you’re looking for easy commutes or vibrant amenities, this area has plenty to offer.
Builders and Home Designs
Cross Creek Ranch is home to some of Texas’s most sought-after builders, each bringing its own unique design approach, construction quality, and buyer focus. Whether you’re prioritizing budget, lifestyle, or specific home features, there’s a builder here that fits the bill.
The community offers a broad selection of home styles, ranging from practical layouts designed for families to luxurious estates with high-end finishes. Whether you’re in search of a quick move-in option or a fully customized home tailored to your preferences, you’ll find plenty of choices across various price ranges and architectural designs.
Available Builders and Their Homes
Highland Homes delivers modern designs with a focus on quality and energy efficiency. For buyers seeking a quick move-in option, Highland Homes offered a "Final Opportunity" in November 2025 with a 4-bedroom, 3-bathroom Everett Plan at 29810 Ellwood Lane. This 2-story home, spanning 2,510 square feet and priced at $475,000, came with 10 upgrades, making it an attractive choice for those wanting a move-in-ready property without the wait for new construction.
Tri Pointe Homes specializes in flexible layouts that cater to everyday family life. As of November 2025, their homes ranged from 1,950 to 4,057 square feet, featuring 3 to 5 bedrooms, 2 to 4.5 bathrooms, and 2 to 4-bay garages. Their designs include thoughtful touches like flex spaces, covered patios, game rooms, and advanced homesmart technologies. Pricing starts in the $570s for homes on 60-foot lots (2,881–3,761 square feet) and in the $620s for homes on 65-foot lots (3,128–4,057 square feet). Overall, community pricing spans from the $420s to the low $890s.
Perry Homes caters to the luxury market with sophisticated Georgian-inspired designs and upscale finishes. Their homes in the 65-foot section of Cross Creek Ranch range from 3,300 to 4,200 square feet, with 4 to 5 bedrooms, 3 to 4.5 bathrooms, and 3-car garages. Prices begin in the $690s. Perry Homes are known for features like custom kitchen cabinetry, expansive windows that flood interiors with natural light, spa-like primary suites, and designer details throughout.
Taylor Morrison focuses on active adults with its Bonterra section, a gated enclave designed exclusively for buyers aged 55 and up. Homes in this area range from 1,300 to 2,850 square feet, making them ideal for those seeking a low-maintenance lifestyle with access to the community’s amenities.
Other builders in Cross Creek Ranch include David Weekley Homes, offering family-friendly layouts; Newmark Homes, known for modern designs with personalization options; Coventry Homes, featuring spacious floor plans with energy-efficient EcoSmart packages; Lennar, focused on value-driven homes; Village Builders, leaning toward higher-end options; and Westin Homes, recognized for dramatic features like curved staircases and grand entryways.
Model homes are open daily for tours, and builders often provide incentives such as closing cost assistance, rate buydowns, or upgrade packages. Comparing builders’ construction quality and included features can help you find the best match for your needs.
Floor Plans and Home Features
Cross Creek Ranch homes are designed with flexibility and modern living in mind. You’ll find a range of options, from cozy 1-story layouts to expansive 2-story estates, with bedroom counts varying from 3 to 6 or more. Square footage starts around 1,800 for smaller homes and exceeds 5,000 for larger luxury properties.
Kitchens are a focal point in most homes, featuring open-concept designs with oversized islands perfect for family gatherings. Common features include walk-in pantries, stainless steel appliances, and granite or quartz countertops. Higher-end homes may add extras like butler’s pantries, wine storage, or commercial-grade appliances.
Primary suites in these homes are designed as true retreats, offering spa-like bathrooms with freestanding tubs, oversized showers, dual vanities, and large walk-in closets. Many floor plans place the primary suite on the first floor for added convenience.
Flex rooms are another popular feature, allowing homeowners to adapt spaces as home offices, playrooms, or guest suites. Larger homes often include media rooms and game rooms, providing dedicated spaces for entertainment.
Outdoor living spaces are thoughtfully integrated into the designs, with most homes featuring covered patios. Many of these patios can be extended to include outdoor kitchens, fireplaces, or ceiling fans, creating year-round usable space that seamlessly connects to the indoors. This is particularly appealing in Texas’s mild climate and complements the community’s scenic surroundings.
Garages typically range from 2-car to 4-car configurations, with 3-car garages being a common choice in mid-tier and luxury homes. Homes situated on premium lots – such as those backing onto lakes, greenbelts, or parks – often come with additional lot premiums.
Energy efficiency is a priority for many builders, with features like programmable thermostats, LED lighting, and efficient HVAC systems. Builders like Coventry Homes include comprehensive energy packages as part of their standard offerings.
With such a wide variety of builders and floor plans, buyers can find homes that cater to their specific needs – whether it’s a low-maintenance layout, a spacious estate for a growing family, or something in between. Touring model homes and comparing standard features with upgrade options can help you determine which builder offers the best value for your priorities.
Amenities and Daily Life
Cross Creek Ranch combines modern convenience with the charm of outdoor living, offering residents a lifestyle that feels both connected and refreshing.
Community Facilities
Everyday life at Cross Creek Ranch is enhanced by thoughtfully designed on-site facilities. Residents can stay active at the well-equipped fitness center or enjoy a casual bite or coffee at the Italian Maid Café. These spots provide both convenience and a sense of community. Beyond these, the vast outdoor spaces create an inviting backdrop for daily activities.
Outdoor Recreation and Nature Areas
A highlight of Cross Creek Ranch is its impressive trail system. Stretching over 60 miles, these hike-and-bike trails meander through rolling hills, alongside serene lakes, and through preserved natural areas. Whether you’re an avid runner or a leisurely walker, there’s always a new path to explore. Plus, shaded rest areas along the trails offer a welcome break when needed.
The community’s lakes add to its scenic appeal, covering hundreds of acres. These tranquil waters invite residents to enjoy catch-and-release fishing, kayaking, and paddle boating. For a picture-perfect view, "The Hill" overlooks the main lake and serves as a gathering spot for community picnics and events.
Throughout the neighborhoods, you’ll find pocket parks and themed playgrounds, perfect for families. Meanwhile, prairie restoration zones and greenbelts showcase Texas’s native beauty, bursting with wildflowers during spring and fall.
Together, these amenities create a lifestyle that blends wellness, recreation, and a deep appreciation for nature. Cross Creek Ranch’s outdoor spaces seamlessly complement its master-planned design, offering a harmonious balance between modern living and the natural world.
Pricing and Monthly Costs
After exploring the amenities and home designs, let’s dive into the pricing and monthly expenses associated with living in Cross Creek Ranch. The community’s pricing reflects its high-quality amenities and scenic surroundings.
Home Price Ranges
Cross Creek Ranch offers a wide range of new construction options. You’ll find everything from entry-level homes with modest square footage and basic finishes to luxurious estates featuring expansive layouts, high-end details, and prime views of lakes or greenbelts. Mid-tier homes strike a balance, offering spacious designs, upgraded finishes, and additional rooms ideal for growing families. Some builders also provide incentives, like closing cost assistance or upgrade credits, to help reduce upfront costs.
HOA Fees and Coverage
Monthly HOA fees fall into the moderate-to-high range and cover a variety of services. These include maintaining shared facilities like fitness centers, pools, trails, and dining areas, as well as supporting community events and seasonal programming. When compared to other upscale master-planned communities, these fees are competitive, particularly given the quality and range of amenities. Keep in mind that property taxes are another key factor in the overall cost of living.
Property Taxes and Cost Comparisons
Property taxes in Cross Creek Ranch align with the premium home values and modern MUD (Municipal Utility District) infrastructure in the area. While newer developments often have slightly higher tax rates than older neighborhoods without MUDs, these rates tend to even out over time. When you consider the combined costs – mortgage payments, property taxes, HOA fees, insurance, and utilities – Cross Creek Ranch remains a competitive option. It offers modern infrastructure, a wealth of amenities, and a natural setting that justify its place in the premium market. These costs collectively highlight the community’s value and the lifestyle it provides.
Pros and Cons
Cross Creek Ranch has a mix of strengths and challenges that can help you decide if this master-planned community fits your lifestyle and budget.
Advantages of Cross Creek Ranch
The community boasts a variety of features that make it an appealing choice for many.
One of its standout qualities is its natural beauty. With dozens of serene lakes, miles of trails, and preserved prairie areas, it offers plenty of opportunities for walking, biking, and enjoying the outdoors.
The amenities here are top-notch. The Lodge includes a fitness center and event spaces, while The Italian Maid Café provides a convenient spot to grab a bite and connect with neighbors. Families can enjoy resort-style pools, complete with splash pads and water slides. Plus, the community hosts year-round events, from outdoor concerts to family festivals and movie nights, fostering a vibrant and social atmosphere.
Another key advantage is the high-quality schools serving the area. Schools like Jordan High School and Adams Junior High, both highly rated, contribute to the neighborhood’s appeal for families. Depending on the specific section, the community falls under either Katy ISD or Lamar CISD, with new campuses being added as the area grows.
Homebuyers will appreciate the variety of builders available, offering a range of styles and price points to suit different preferences and budgets.
The neighborhood also enjoys a strong resale value, thanks to its sought-after amenities, scenic surroundings, and reputable builders.
Finally, Cross Creek Ranch fosters a family-friendly environment, with safe play areas and regular events that help neighbors connect and create a welcoming community vibe.
Drawbacks to Consider
While Cross Creek Ranch offers plenty of perks, there are a few downsides to keep in mind.
The premium pricing reflects its upscale amenities and prime location. Homes here tend to be more expensive than those in nearby communities like Sunterra or Elyson, even though they offer similar lifestyle benefits to places like Cane Island.
Another factor is the HOA fees, which start at $1,500 annually and can be higher in some sections, adding to the overall cost of living.
For those considering newer areas of the community, ongoing construction may be a drawback. Construction traffic, noise, and incomplete homes can affect the experience in these developing sections.
Additionally, traffic on FM 1093 during peak hours and longer commute times to central Houston may be a challenge for those working in the city or the Medical Center.
Ultimately, Cross Creek Ranch offers a blend of natural beauty, excellent amenities, and quality schools, making it a strong option for those who value these features and are comfortable with the associated costs. However, if you’re looking for lower expenses, a quicker commute, or a fully developed neighborhood, you may want to explore other options in the Katy-Fulshear area.
Final Thoughts
Cross Creek Ranch is a master-planned community in the Fulshear and West Houston area that combines natural beauty, rich amenities, and top-tier schools. It’s especially appealing to families and those who love the outdoors, offering a lifestyle that blends comfort with recreation.
One of its standout features is the community’s commitment to eco-friendly design. A 50-acre polishing pond attracts Texas birds and wildlife, while a 70-foot observation tower at the clubhouse offers stunning 360-degree views. Fulshear itself has seen explosive growth, with a staggering 1,082% population increase between 2014 and 2023. It’s even been projected as the fastest-growing affluent suburb in America by 2025. With dual zoning to Katy and Lamar ISDs, four on-site schools, and the exclusive 55+ Bonterra resort section, Cross Creek Ranch caters to residents of all ages and stages of life.
For those who value both luxury and outdoor fun, this community delivers. Highlights include a 6,000-square-foot fitness center, the Adventure Island Waterpark with its thrilling 140-foot slide, and a packed calendar of community events throughout the year.
Want to see how this community could be the right fit for you? Fill out the form below to receive a personalized list of available homes in Cross Creek Ranch and nearby areas like Fulshear, Katy, and West Houston. Let us help you find the home that perfectly suits your family’s needs and budget.
FAQs
What are the main advantages and disadvantages of living in Cross Creek Ranch compared to nearby communities?
Advantages: Cross Creek Ranch boasts breathtaking natural surroundings, complete with serene lakes, picturesque nature trails, and beautifully designed parks. Residents enjoy access to impressive amenities, including resort-style pools, fully equipped fitness centers, and a calendar packed with community events. The area is served by highly rated schools, and homebuyers can choose from a variety of builders offering properties tailored to different lifestyles. This community is a fantastic option for families and those who love spending time outdoors, with homes designed to maintain strong resale value and incorporate eco-conscious elements.
Disadvantages: On the downside, living in Cross Creek Ranch comes with a higher price tag, including premium home costs, elevated HOA fees, and increased taxes compared to non-master-planned neighborhoods. Additionally, some parts of the community are still under development. For those commuting to central Houston, peak-hour traffic can add to travel time, and congestion along FM 1093 might be a concern for potential residents.
How do HOA fees and property taxes in Cross Creek Ranch compare to other nearby master-planned communities?
Homeowners Association (HOA) fees in Cross Creek Ranch typically range from $1,500 to $2,845 per year, with the higher end applying to gated or lakefront sections. Compared to other upscale master-planned communities, these fees fall into the moderate-to-high range.
Property taxes in the community are generally between 3.3% and 3.6%, which is comparable to other premium neighborhoods nearby. These costs reflect the exceptional amenities and scenic surroundings that Cross Creek Ranch offers. Prospective buyers should keep these expenses in mind when budgeting for a home in this sought-after area.
What types of homes and customization options do builders offer in Cross Creek Ranch?
Cross Creek Ranch features an impressive selection of homes from renowned builders, each offering distinct styles and customization options to suit various tastes and needs.
Highland Homes combines elegance with energy-efficient designs, highlighted by premium finishes. Perry Homes emphasizes upscale architecture, featuring high ceilings and expansive windows that create a sense of openness. For families, David Weekley Homes offers practical, family-oriented layouts, while Newmark Homes delivers modern designs with flexible personalization options.
Coventry Homes provides spacious floorplans paired with their EcoSmart package for energy efficiency. Lennar focuses on delivering homes that balance quality and value, while Village Builders appeals to those seeking a more luxurious living experience. Westin Homes is celebrated for its dramatic entryways and signature curved staircases, and Tri Pointe Homes showcases sleek, award-winning modern designs.
Whether you’re searching for a functional family home or a high-end luxury residence, Cross Creek Ranch offers something for every type of buyer.
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