Cross Creek Ranch Review: Lakes, Trails & Family Living in One of Katy’s Top Communities

Cross Creek Ranch is a 3,200-acre master-planned community in Fulshear, Texas, near Katy, offering a blend of suburban convenience and outdoor living. Key highlights include:

  • Nature-Focused Design: Over 60 miles of trails, 650 acres of lakes and parks, and preserved wetlands.
  • Amenities: Adventure Island Water Park, fitness centers, tennis courts, and community events.
  • Homes: Options range from 1,300 sq. ft. homes to luxury properties over 5,000 sq. ft., with prices starting in the mid-$300,000s.
  • Schools: Served by highly-rated Katy ISD and Lamar CISD, offering top-tier education options.
  • Accessibility: Convenient access to major roads like Grand Parkway and Westpark Tollway, with commute times to Houston ranging from 26–48 minutes.

While the community offers high-quality homes and amenities, it comes with higher property taxes and home prices compared to nearby options. It’s ideal for families, professionals, and those seeking a balance of modern living and nature.

Location and Accessibility

Cross Creek Ranch is nestled in Fulshear, Texas, just west of Katy, offering a peaceful, nature-inspired environment with convenient access to Houston’s main hubs. The community strikes a balance between tranquility and connectivity. Downtown Fulshear is just a two-minute drive from the entrance, where residents can enjoy boutique shops and charming local restaurants.

Major Roads and Commute Times

The community’s location near key roadways makes getting around easy. Major routes include FM 1463, Grand Parkway (Hwy 99), I-10, and the Westpark Tollway (FM 1093) – a toll road exclusively for EZ TAG users, located about six miles from the main entrance. This tollway provides faster travel to destinations like the Galleria and Downtown Houston. Another key addition is the Texas Heritage Parkway, which opened in August 2021. This north–south corridor connects FM 1093 to I-10 at the Pederson Road interchange, with the entire route taking just eight minutes to drive.

The Texas Heritage Parkway has significantly eased traffic and shortened travel times compared to the Westpark Tollway.

Here’s a breakdown of estimated commute times from Cross Creek Ranch:

Destination Distance Peak Travel* Off-Peak Travel Time
Energy Corridor 19 miles 34 minutes 26 minutes
Galleria 27 miles 38 minutes 32 minutes
Texas Medical Center 35 miles 46 minutes 39 minutes
Downtown Houston 33 miles 48 minutes 37 minutes

*Peak travel times are typically 7–9 a.m. and 4–6 p.m. (as of March 2021).

Beyond its excellent commute options, Cross Creek Ranch residents enjoy a variety of nearby shopping, dining, and essential services.

Nearby Shopping, Dining, and Services

Everyday conveniences are just minutes away. The Market at Cross Creek and The Shops at Cross Creek are at the heart of the community, anchored by a Cross Creek Ranch H-E-B with extended hours. Other retailers include ULTA, T.J. Maxx, Ross Dress for Less, and a Walmart Supercenter. Additional grocery stores like Kroger, ALDI, Whole Foods, and Costco are also just a short drive away.

For dining and entertainment, residents have access to LaCenterra at Cinco Ranch, an upscale outdoor shopping and dining destination featuring stores like Kendra Scott, restaurants such as Perry’s Steakhouse & Grille (boasting a 4.7/5 rating from over 5,500 reviews), and Alamo Drafthouse Cinema. Katy Mills Mall offers over 175 stores and family-friendly entertainment options. Local Fulshear favorites include Anthonie’s Market Grill, with a stellar 4.9/5 rating from more than 2,700 reviews, and Humble Grounds Coffeehouse, known for its welcoming vibe and budget-friendly prices. Essential services like banks, pharmacies, dental offices, and salons are also readily available throughout the area.

Homes, Builders, and Pricing

Cross Creek Ranch offers homes crafted by a mix of premium and mid-tier builders, all known for their attention to detail and modern designs. Among the lineup are Taylor Morrison, a leader in the homebuilding industry; Highland Homes, recognized as People’s Choice Builder of the Year eight times between 2011–2019; and Perry Homes, which holds the highest Customer Satisfaction Rating in the industry. Other notable builders include Village Builders, Chesmar Homes, Tri Pointe Homes, Westin Homes, Newmark Homes, David Weekley Homes, and Darling Homes. For those seeking luxury and customization, Partners in Building, ranked as the #1 Custom Builder in the South, specializes in creating "one-of-a-kind luxury homes" that prioritize personalized design over a simple cost-per-square-foot approach. This range of builders ensures that buyers have access to homes designed with modern lifestyles in mind.

Builders and Home Features

Cross Creek Ranch offers a variety of 1-, 1.5-, and 2-story floorplans with 3–6+ bedrooms, catering to different household needs. Homes range in size from approximately 1,300 sq ft in the Bonterra 55+ community to over 4,300 sq ft for larger family homes. These homes often feature open layouts, tall ceilings, gourmet kitchens with oversized islands, and flexible spaces like home offices. Most homes include 2- or 3-car garages and are built with energy-efficient materials. Buyers can further personalize their homes through extensive customization options available at builders’ design centers. Additionally, lot options vary widely, including premium lakefront properties, allowing buyers to choose based on their lifestyle and budget.

Pricing at Cross Creek Ranch reflects its popularity and market demand. Over the past year, the median sale price for homes was $539,491, with prices climbing to $590,000 as of October 2025. Prices depend on factors such as the builder tier, home size, and lot type, with lakefront and oversized lots commanding higher prices than standard interior lots. New construction starts in the mid-$300,000s for smaller homes and can exceed $700,000 for larger, premium homes on desirable lots. When compared to nearby communities, Cross Creek Ranch’s pricing is similar to newer sections of Cinco Ranch, slightly higher than Jordan Ranch or Tamarron, but more affordable than luxury areas like The Woodlands or Cane Island’s high-end sections. The steady rise in home values highlights the community’s appeal, driven by its natural amenities, top-tier builders, and access to highly rated schools.

Amenities and Recreation

Cross Creek Ranch embraces outdoor living and community spirit with an impressive array of amenities designed to blend recreation with nature. Spanning 3,200 acres, the community boasts more than 60 miles of trails, a 50-acre pond for catch-and-release fishing and non-motorized boating, and 650 acres of lakes, parks, and open spaces. Whether you’re looking for adventure or relaxation, there’s something for everyone.

Trails, Lakes, and Natural Features

The extensive trail system links neighborhoods to parks, pocket parks, Canine Commons Dog Park, and an 18-hole disc golf course. Sports enthusiasts can enjoy fields for soccer, lacrosse, baseball, basketball, and volleyball. For those seeking tranquility, Flewellen Creek Park serves as a natural retreat, featuring wetlands and creeks ideal for wildlife spotting or leisurely walks. Select lakes and ponds also provide opportunities for fishing and kayaking.

Pools and Fitness Center

Water-based fun is plentiful at Cross Creek Ranch. Adventure Island Waterpark features a 140-foot slide and a Splash-n-Spray Park, while the Flewellen Creek Pool offers lap swimming and serves as the home base for the Krakens Swim Team. Greenthread Park provides a more laid-back option for family relaxation. Fitness enthusiasts will appreciate the 6,500-square-foot fitness center, equipped with the latest machines and offering group classes. Residents of the Bonterra 55+ section enjoy their own lagoon-style pool, pickleball courts, and a dedicated fitness center, ensuring there’s a perfect fit for every lifestyle.

Community Events and Programming

Community connection thrives through a packed calendar of events organized by the Lifestyle Director, Caroline Bork, who will join in March 2024. With over 80 annual events, including blood drives, garage sales, and festive celebrations like the Tree Lighting and Howdy Halloween, there’s always something happening to bring neighbors together. Residents can easily access event calendars and class schedules through the community website, making it simple to stay engaged and involved.

Schools and Education

One of the standout features of Cross Creek Ranch is its access to two highly regarded school districts. The community is split between Katy ISD on the east side and Lamar Consolidated ISD on the west side, with several campuses conveniently located within walking distance. This access to quality education adds to the appeal of the community’s natural and recreational amenities.

Katy ISD Schools

Homes on the east side of Cross Creek Ranch fall under Katy ISD, widely recognized as the top large school district in both Houston and Texas. With over 95,000 students, Katy ISD has earned an overall A+ grade from Niche, excelling in areas like teaching quality, college preparation, and administration.

Students in this area typically attend Campbell Elementary (rated 10 on GreatSchools.org), Adams Junior High (rated 9), and Jordan High School (rated 9). Campbell Elementary is conveniently located within the community, while Jordan High School has gained recognition as one of the top schools in Texas. Ranked #3 within Katy ISD and #90 statewide by U.S. News & World Report, Jordan High boasts a 65% Advanced Placement (AP) participation rate and strong college readiness scores.

According to Dr. Ken Gregorski, Superintendent of Katy ISD, "Top-tier teachers and staff are the driving force behind these exceptional results".

Katy ISD has also achieved a B rating from the Texas Education Agency, with an impressive score of 88 – the highest among Texas’ ten largest school districts.

Lamar CISD Schools

The west side of Cross Creek Ranch is served by Lamar Consolidated ISD, a district that has earned an "A" rating on Niche. Known for its rapid growth, Lamar CISD frequently opens new campuses and adjusts attendance zones to meet the needs of its expanding student population.

Schools in this area include Huggins Elementary (rated 8 on GreatSchools.org), Viola Gilmore Randle Elementary (located on-site), Leaman Junior High (rated 7), and Fulshear High School (rated 8). Fulshear High is particularly noted for its strong academic programs and athletic achievements. Keeping pace with the district’s expansion, several new campuses – Tomas High School, Banks Junior High, Bielstein Middle School, and Elementary School #35 – opened in August 2025, featuring state-of-the-art facilities designed to support modern learning environments.

Lamar CISD’s middle, junior high, and high school campuses are located close to one another, making them easily accessible for families. Elementary schools are just minutes away from Cross Creek Ranch, ensuring that young students have convenient options nearby. It’s worth noting that school zones may change as new campuses are introduced and student populations grow.

District School Name Type Rating (GreatSchools.org)
Katy ISD (East Side) Campbell Elementary Elementary 10
Adams Junior High Junior High 9
Jordan High School High School 9
Lamar CISD (West Side) Huggins Elementary Elementary 8
Viola Gilmore Randle Elementary Elementary New
Leaman Junior High Junior High 7
Fulshear High School High School 8

Pros and Cons of Cross Creek Ranch

Like any neighborhood, Cross Creek Ranch has its perks and challenges. Weighing both can help you figure out if this master-planned community fits your lifestyle, budget, and priorities.

Benefits of Living Here

Cross Creek Ranch stands out for its nature-centric design and prime location, making it one of the nation’s top-selling master-planned communities. The community’s layout emphasizes natural beauty, with features like expansive green spaces, native trees, and a 50-acre "polishing pond" designed for water conservation. Outdoor enthusiasts will appreciate the extensive trail system, resort-style pools, and lakefront living options, creating an ideal setting for active families.

Another big plus? The community is served by highly rated school districts, which adds to its appeal and long-term value. Pair that with quality home builders, modern designs, and well-kept amenities, and you get strong potential for resale value.

Drawbacks to Consider

The premium amenities come with a higher price tag. As of October 2025, the median sale price in Cross Creek Ranch is $590,000, with homes ranging from $335,000 to $1,700,000. In comparison, nearby budget-friendly options like Tamarron offer homes priced between $250,000 and $700,000. Additionally, the median price per square foot here is $204, higher than Firethorne‘s average of $171 per square foot.

Another factor to consider is the property tax burden, which is increased by MUD taxes – common in newer master-planned communities. If you’re moving into a newer section, be prepared for active construction, traffic, and occasional noise. Commute times to major Houston work hubs, like the Medical Center or downtown, can stretch to 40–50 minutes during rush hour. Plus, some parts of the community are farther from Grand Parkway (99), adding a few extra minutes to your drive.

These factors can help determine whether Cross Creek Ranch aligns with what you’re looking for in a community.

Is Cross Creek Ranch Right for You?

Cross Creek Ranch offers a blend of outdoor living and suburban convenience, making it an appealing choice for those who love nature but don’t want to stray too far from modern amenities. Spanning 3,200 acres, this community is designed with nature in mind, boasting over 60 miles of trails, scenic lakes, and plenty of green spaces. Whether you’re into kayaking, trail running, or simply enjoying the outdoors, there’s plenty to explore here.

Families with school-age children will find the community particularly accommodating. Cross Creek Ranch falls within both Katy ISD and Lamar ISD, giving residents access to highly rated schools with modern facilities. Beyond academics, the area offers year-round community programs, ensuring kids have plenty of activities and chances to make friends. This family-friendly atmosphere is a key part of the community’s charm.

However, these perks do come at a cost. Homes in Cross Creek Ranch fall within the mid-tier price range, and premium lots – such as those near lakes or greenbelts – carry added expenses. Standard MUD and property taxes also apply. For commuters, reaching destinations like the Medical Center or downtown Houston could take 40–50 minutes during peak traffic hours.

If you’re seeking quality construction paired with resort-style amenities, Cross Creek Ranch is worth considering. It’s a strong option for those relocating to the Katy area, move-up buyers looking for modern homes, or anyone wanting to balance natural beauty with suburban practicality. With its established reputation and strong resale value, it offers long-term appeal for buyers who prioritize both lifestyle and investment potential.

FAQs

What makes Cross Creek Ranch a great place to live?

Cross Creek Ranch combines the charm of nature with modern comforts and a prime location. With scenic lakes, winding creeks, peaceful wetlands, and over 50 miles of trails, it’s a haven for anyone who loves spending time outdoors. The community also boasts resort-style pools, fitness centers, parks, and a packed calendar of events, creating plenty of opportunities for both relaxation and connection with neighbors.

Located in Fulshear, near Katy, it offers easy access to major highways like the Westpark Tollway and Grand Parkway, simplifying commutes to West Houston and other areas. Families are especially attracted to the highly-rated schools in Katy ISD and Lamar CISD. Add to that the serene, nature-inspired surroundings and thoughtfully designed homes, and it’s clear why Cross Creek Ranch appeals to those looking for a well-rounded, fulfilling lifestyle.

How do home prices and taxes in Cross Creek Ranch compare to nearby communities?

Homes in Cross Creek Ranch fall into the mid to upper-mid price range, with extra costs for premium features such as lakefront views, greenbelt access, or larger-than-average lots. Property taxes are generally between $2.43 and $2.60 per $100 of assessed value, which translates to an overall tax rate of roughly 3.3% to 3.5%, depending on the section and school district.

Although these taxes are slightly higher than areas like Fulbrook, where rates hover around 1.79%, they align with those found in other sought-after master-planned communities near Katy. These higher rates help fund the community’s standout amenities, picturesque landscaping, and highly rated schools, offering a worthwhile option for families and buyers looking for a high-quality living environment.

What schools are available for families living in Cross Creek Ranch?

Cross Creek Ranch is part of two well-known school districts: Katy ISD and Lamar CISD.

Katy ISD schools serving the area include Campbell Elementary, Adams Junior High, and the state-of-the-art Jordan High School. Meanwhile, Lamar CISD schools include Huggins Elementary, Roberts Middle School, and Fulshear High School, which stands out for both its academic achievements and athletic programs.

Parents can rest easy knowing their kids have access to outstanding education, modern facilities, and highly rated programs.

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